Strategies of Giving Under the SECURE Act
The Setting Every Community Up for Retirement Enhancement Act (SECURE Act) is a far-reaching bill that includes significant provisions aimed at increasing access to tax-advantaged accounts and preventing older Americans from outliving their assets.
Below are just a few of the changes that can affect gifts through retirement plans:
- The RMD (Required Minimum Distribution) age is now 73. However, you can still make a Qualified Charitable Distribution (QCD) at 70½ .
- Heirs now have only 10 years to take Required Minimum Distributions. This means the government will get their taxes much sooner. Now's a good time for a thorough tax review by an expert. In some cases, it might make sense to open a charitable remainder unitrust to maximize legacy benefits.
Retirement plans are taxed at ordinary income rates when left to heirs, but there's zero-tax when you donate such assets to Marine Corps Heritage Foundation. So, retirement assets are best left to charity, while less heavily taxed assets (like appreciated securities) are better to leave to heirs.
Therefore, if you're considering a gift, consider making it through your retirement plan or a "tax free" gift though a Qualified Charitable Distribution (QCD, or the IRA Rollover), and leave less taxed assets, such as appreciated securities, to the ones you love.
Contact Us
Planning your estate and legacy for future generations, including your charitable interests, takes careful evaluation. Consulting with the appropriate professionals can assist you.
The material presented on this Planned Giving website is not offered as legal or tax advice.
Read full disclaimer|Sitemap|Planned Giving Content © 2025 PlannedGiving.com
Create a Permanent Tribute on the National Museum of the Marine Corps' Historic Grounds
Leave your mark on history and honor someone who has served our nation. The Marine Corps Heritage Foundation’s Commemorative Brick Program offers a unique way to recognize Marines, veterans, family members, and friends while supporting the Museum’s mission to preserve Marine Corps history.
Each personalized brick is permanently installed along the pathways of Semper Fidelis Memorial Park at the National Museum of the Marine Corps — a breathtaking setting that overlooks the Museum and pays tribute to the service and sacrifice of all Marines.
A Meaningful Gift and Lasting Tribute
For a $300 donation, your brick will be engraved with your personal message and placed in this scenic and historic setting overlooking the Museum.
Engraving Details:
- Up to 3 lines of text
- 20 characters per line (including spaces and punctuation)
Each brick is a testament to the Marine Corps legacy and helps preserve and share Marine Corps history for generations to come.
Order Your Commemorative Brick Today
Make your lasting tribute by ordering your brick online. Your donation supports the Marine Corps Heritage Foundation’s mission to preserve the history, traditions, and culture of the Marine Corps.
Visit Your Brick at Semper Fidelis Memorial Park
Once installed, we welcome you to visit your tribute brick in Semper Fidelis Memorial Park — a peaceful space dedicated to reflecting on the service and sacrifice of all Marines.
Use the Online Brick Locator to search by name, brick number, city, state, or inscription for a detailed map of each commemorative brick installed on the Museum grounds.
For best results, we recommend entering information into one field only and clicking Submit.